Allstate even went so far as to get in trouble with the state of Florida for
their unethical
practices. It was mostly kept out of the media. People have no idea how MOST
states
Insurance companies are in bed with the politicians.
Just try going to appeal an unreasomnable increase in your premium some time!!
You will probably find out the insurance companies are regulated by their best
friends.
On 16 Jan 2015 at 22:03, Joe Subich, W4TV wrote:
>
> Don't get me started on what absolute thieves the insurance companies
> are. The chance of significant damage to properly built structures
> (unless one is right out on the barrier islands where building should
> not be permitted) is not really any greater than tornado damage in most
> of the south and midwest, or wind/wildfire damage in areas of the
> mountains and west coast but our rates for equivalent coverage are
> much higher.
>
> Of course one can have home, auto and excess liability coverage from one
> of the largest *MUTUAL* insurance companies in the country (my
> sister even works in their home office) for 30+ years but have one
> hurricane claim (roof) - suddenly they decide to "reduce their exposure
> to Florida" and drop you.
>
> The politicians and and regulators have no guts either ... they allow
> the insurance companies to set up "Florida only" subsidiaries so they
> can charge higher premiums or reduce coverage compared to the rest of
> the country. It even happened with health insurance ... the companies
> take premiums from policy holders for 30 years when they live in the
> north but let those same policy holders move to Florida and coverages
> that are provided in 49 other states is specifically excluded or not
> offered in Florida (even for the same policies!).
>
> 73,
>
> ... Joe, W4TV
>
>
> On 2015-01-16 9:14 PM, Roger (K8RI) on TT wrote:
> > On 1/16/2015 3:59 PM, Joe Subich, W4TV wrote:
> >>
> >>> ## Do they want your living room windows to survive a 139 mph wind
> >>> too ??
> >>
> >
> > I understand that even with the regs insurance is difficult to get and
> > very expensive if you find some.
> >
> > 73
> >
> > Roger (K8RI)
> >
> >> Yes. 140 MPH is "Miami-Dade" specifications for windows, doors, etc.
> >> and is incorporated in the building codes of most of Florida these
> >> days. Seminole Country, FL is no different. The insurance industry
> >> has pushed that on a growing part of Florida following hurricane Andrew
> >> and every other major hurricane for the last 30 years.
> >>
> >> Unfortunately, building regulations have stupidity built in ... like
> >> tile roofs that act like an fission reaction (when one tile breaks it
> >> creates shrapnel that breaks five or six more tiles resulting in the
> >> loss of tiles in an entire neighborhood <G>). Applying the same 139
> >> MPH standards to a 50 foot tower surrounded by trees and tow story
> >> homes as applied to 1500' commercial towers is a bit absurd but that's
> >> the rule statewide.
> >>
> >> 73,
> >>
> >> ... Joe, W4TV
> >>
> >>
> >> On 2015-01-16 12:23 PM, Jim Thomson wrote:
> >>> Date: Fri, 16 Jan 2015 07:50:54 -0500
> >>> From: bcarling@cfl.rr.com
> >>> To: towertalk@contesting.com
> >>> Subject: [TowerTalk] Tower installtion question
> >>>
> >>> Greetings,
> >>>
> >>> My local city Building Department wants me to prove that my proposed
> >>> (24 foot) tower
> >>> installation with a 3 element beam for 17m & 12m can withstand 139
> >>> mph winds before they
> >>> will issue a permit.
> >>>
> >>> Does this sound even remotely reasonable and compliant with PRB-1 ?
> >>>
> >>> Thanks for your views - Brian Carling AF4K
> >>>
> >>> ## Do they want your living room windows to survive a 139 mph wind
> >>> too ??
> >>> Every tree in the neighbourhood would come crashing down, and u would
> >>> have zero
> >>> shingles left on your roof. Your fence would be half a mile down
> >>> the street, and your
> >>> car would be flipped over in the driveway. Your roof would be ripped
> >>> right off.
> >>>
> >>> ## What happens when trees topple your 24 foot tall tower ? Do they
> >>> also want the
> >>> 3 el yagi to be able to survive 139 mph wind too..or just the tower +
> >>> mast ?
> >>>
> >>> ## I can see where they could then make a case for the yagis to
> >>> handle 139 mph.
> >>> If the 150-200 lb yagi came crashing down..onto philystran guy wires,
> >>> it would slice em
> >>> in half.... bringing the tower down. In effect, they are doing an
> >>> end run... effectively
> >>> banning all ham towers. Once they have effectively gotten rid of
> >>> new ham installations,
> >>> word will spread to other towns nearby..as Mayors like to brag about
> >>> this stuff. The other´s
> >>> will follow suit. "want to get rid of ham towers...just impose a
> >>> MIN 139 mph rating on their
> >>> tower, ants, mast,coax, guy wires, rotors, and anything else you can
> >>> think of. "
> >>> Bye-bye ham radio.
> >>>
> >>> Jim VE7RF
> >>>
> >>> _______________________________________________
> >>>
> >>>
> >>>
> >>> _______________________________________________
> >>> TowerTalk mailing list
> >>> TowerTalk@contesting.com
> >>> http://lists.contesting.com/mailman/listinfo/towertalk
> >>>
> >> _______________________________________________
> >>
> >>
> >>
> >> _______________________________________________
> >> TowerTalk mailing list
> >> TowerTalk@contesting.com
> >> http://lists.contesting.com/mailman/listinfo/towertalk
> >
> >
> _______________________________________________
>
>
>
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