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Re: [TowerTalk] Insurance for Tower

To: towertalk@contesting.com
Subject: Re: [TowerTalk] Insurance for Tower
From: Joe <wd0m@wd0m.com>
Reply-to: wd0m@wd0m.com
Date: Tue, 26 Nov 2013 13:36:02 -0700
List-post: <towertalk@contesting.com">mailto:towertalk@contesting.com>
Having just lost my US Tower TX455 and SteppIR 4L in a microburst, I can say that The Hartford covered it adequately. It's considered, as Dave set out below, to be covered at 10% of the value of the home. I'd check again.

73,

Joe
WDØM


On 11/26/2013 1:29 PM, David Robbins wrote:
also check interpretation of your current policy.  for mine no extra insurance 
was needed for up to 10% of the value of the house which is adequate even for 
my stuff.  perhaps you have just asked the wrong way.  explain that it is a 
structure attached by power cables to the house and see if it is covered under 
either personal property or as an accessory structure.


Nov 26, 2013 03:23:33 PM, patrick_g@windstream.net wrote:

It may sometimes depend on your carrier and your agent's standing with that
carrier. It isn't always a straight forward cut and dried situation.
If you don't get the action you need, try a different company. If you make
covering the tower and antennas a requirement of changing insurance
companies that leverage may git 'er done when logic and reason fail.

Good luck and 73

Patrick AF5CK

-----Original Message-----
From: Wayne Willenberg
Sent: Tuesday, November 26, 2013 2:09 PM
To: towertalk@contesting.com
Subject: [TowerTalk] Insurance for Tower

Now that I have my tower nearly completed, I asked my homeowner's insurance
agent if I could obtain coverage in case it is damaged. The simple answer
was "no".

Is my insurance carrier being unreasonable or is it generally true you
can't get insurance coverage for a tower that is not attached to a house?

Thanks for your help.

Wayne, KK6BT
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